St. John's Law Review

Yet Another Bough on the “Judicial Oak”: The Second Circuit Clarifies Inquiry Notice and its Loss Causation Requirement Under the PSLRA in Lentell v. MeRrill Lynch & Co.

By: Devin F. Ryan

The federal courts have construed section 10(b) of the Exchange Act and its regulatory counterpart, Securities and Exchange Commission Rule 10b–5, as collectively establishing a private right of action for fraud and misrepresentation under the federal securities laws.  Litigants alleging a violation of these general antifraud provisions confront a Homeric dilemma as they attempt, often unsuccessfully, to navigate the waters between the statutory Scylla and Charybdis embodied in the loss causation requirement forged under section 21D(b)(4) of the Private Securities Litigation Reform Act of 1995 (the “PSLRA”) and the inquiry notice trigger that commences the running of the antifraud provisions’ statute of limitations.

Recently, in Lentell v. Merrill Lynch & Co., Judge Dennis Jacobs, writing for a unanimous panel of the United States Court of Appeals for the Second Circuit, clarified two frequently litigated aspects of the PSLRA.  In affirming, though reversing in part, the district court’s dismissal of two consolidated securities fraud class actions, the Second Circuit:  (1) clarified that only detailed information relating directly to the alleged misrepresentations and omissions of the defendant will trigger the inquiry notice provision applicable to the statute of limitations and, more notably, (2) elucidated prior circuit opinions dealing with the elusive and ever fluid concept of loss causation, providing hornbook-like guidance on the Second Circuit’s stringent standard for pleading loss causation, especially in suits premised on analysts’ conflicts of interest.  Lentell was immediately touted as “‘a very significant decision for the securities litigation bar.’”  This Comment critically examines the decision, focusing on the circuit’s meticulous analysis of both inquiry notice and the loss causation requirement.

It is submitted that the Second Circuit’s decision in Lentell bolsters the already Sisyphean task of pleading securities fraud under the PSLRA, especially for claims based solely on analysts’ conflicts of interest.  In doing so, the Second Circuit advanced Congress’s statutory intentions in drafting the PSLRA a decade ago—curbing abusive private securities litigation—rather than averting the clear congressional mandate as other circuits had done.  This Comment argues that Lentell’s precedential value lies in its clarification of the murky waters surrounding the circuit’s narrow reading of the loss causation standard that were muddied, in part, by other Second Circuit decisions.  The circuit reconfirmed that a fact-specific inquiry into the causal link between the fraud and the drop in price is still an indispensable touchstone of pleading securities fraud.  As a result of the Lentell court’s analysis, the circuit reset the benchmark of its loss causation pleading standards to the heightened level originally intended by Congress under the PSLRA.  Additionally, although of somewhat lesser jurisprudential import than the circuit’s tutorial on loss causation, Lentell reemphasized that generalized “storm warnings” of market-wide research analysts’ conflicts do not trigger the statute of limitations’ inquiry notice provision.  Lentell will unquestionably increase the mortality rate for securities fraud cases still lingering on the federal docket, especially those premised on analysts’ conflicts.  Moreover, Lentell arguably “paved the way for the Supreme Court’s opinion in Dura Pharmaceuticals,” where the circuit split over the proper loss causation requirement was recently laid to rest.