Members Denise Yepez, Mackenzee Sims, Elizabeth Stylianou, Lubna Lundy, Chenele Francis The Finance and Risk Assessment Team is responsible for determining criteria for accepting loan applications. These criteria must be established with the understanding that subsequent classes will need to tweak and amend these criteria according to the applications they receive and the countries they are dealing with. We must determine loan fees and interest rates, maturity dates, and implement an incentive program for the accepted loans. As financial information comes in, we will report the updates to the field, to other teams, and to the Steering Committee. We will determine the risk elements associated with the Global Microloan Program, including country risk analysis, and consider these factors when determining repayment terms. Once the financial needs of the Global Microloan Program are further clarified, we will work collaboratively with the Marketing/Fund Raising Team and the Accounting/Program Audits Team. Semester Tasks