Glossary of Terms

Applicable to Endowed Scholarships
Principal Balance: Represents the funds donated for the purpose of funding the scholarship.  The principal balance cannot be utilized/awarded.

Expendable Balance: Represents the cumulative funds available to be awarded for the designated purpose.  This is the income allocated to use for scholarships.

Market Value: Represents the market value of the principal balance as a portion of the University’s investments.

Annual Income Allocation: This is the income allocated at the close of the fiscal year and will be used for scholarships in the following academic year.  This is calculated on the three-year moving average of the market value of the principal balance.  The rate used to determine the allocation is currently five percent and may change each year as determined by the University’s Board of Trustees. (This is only applicable to Endowed Scholarships.)

Applicable to all scholarships
Scholarship Awards: Represents the total scholarship awards made between June 1st and May 31st of the University’s fiscal year.


To find out how you can establish a scholarship, contact Saskia De Caires '00C, '08G, Director, Office of Donor Relations at (718) 990-5415 or e-mail decaires@stjohns.edu