Retirement Planning Ideas

A Hidden Tax Hit Waiting to Happen?
Retirement plan assets are favored in our tax code. Their earnings grow tax deferred, and often the contributions are funded with pre-tax dollars. The absence of these two taxes can mean a great deal.

Will You Have Enough Retirement Income?
It may reassure you to know that retirees can get along on lower income than people working full time.

Don't Run Out of Retirement Funds!
Nothing frightens a retiree more than the possibility of outliving retirement money. And people are living longer.

How to Plan for a Financially Secure Future
You may wonder if your retirement income will be adequate. Will you have enough income during retirement, without spending too much of your principal?

You're Never Too Old for Stocks
Sound financial advisors suggest that the closer to retirement you are, the less risk you should be taking in your portfolio. But at what ages should you change your investments?

For additional information on gift planning, contact Susan Damiani, Director of Gift Planning, at (718) 990-7562 or e-mail damianis@stjohns.edu