Charitable Remainder Trusts

Getting Started: Charitable Remainder Trusts
When you create a charitable remainder trust, you irrevocably transfer money, securities or other assets to a trust that will then pay you an income for life or for a period of years.

Your Giving Lives On With Charitable Remainder Trusts
If you are interested in supporting us, you can employ a gift technique that also benefits you personally.

An Inflation Hedge for the Retired
Are you retired and fearing the impact of inflation? Did you know that a charitable remainder unitrust can help protect you from inflation?

The Annuity Trust: A Gift Opportunity That Helps Secure Your Future
Are you uncomfortable letting your future retirement dollars ride the ups and downs of the stock and bond market? Do you consider short-term money market rates too unstable and less than appealing?

Preserve Your Assets Through a Wealth Replacement Trust
Madeline, a 65-year-old widow, would like to make a major charitable gift, but she cannot afford to reduce her income.

Why Use Trusts?
Are you looking for new ways to protect your family and your money? Would you like to cut estate taxes and probate costs, too? Trusts are the answer.

Your Guide to Trusts
Technically speaking, a trust is a legal document. Practically speaking, a trust can protect money for heirs.

Choose the Right Trust Plan for Your Will
All trusts aren't alike. When you put a trust in your will, it should be drafted precisely in order to satisfy your wishes and goals.

Add More Income to Your Retirement Years
How a Unitrust Works
You give cash or other assets to a unitrust that will make distributions to you during your lifetime, then to another beneficiary if you so choose, with the remaining principal eventually paid to St. John's University estate tax–free.

Unlock Your Income Power With a Unitrust
Like many investors, you may find yourself in a dilemma. You would like to increase the income you derive from your investments, but you do not want to sell your growth stocks at a large profit because you will have to pay capital gains tax on their appreciation.

Give Your Retirement Budget a Boost
Over the years, your investments have grown nicely, but your retirement income is inadequate. If you sell and reinvest in higher-yielding securities, you'll lose part of your gain to taxes. Does this sound like you or someone you know?

Fulfill Three Goals With One Trust
As you plan your estate, what goals come to mind? Of course caring for your surviving spouse so he or she is financially secure is always at the top of your list.

An Excellent Way to Reduce Taxes
Have you ever heard the phrase, "giving away the tree while keeping the fruit"?  In the world of philanthropy, this is how we refer to a charitable remainder trust.

You Can Create a Trust in Your Will
Once it is established, a charitable remainder annuity trust or a charitable remainder unitrust is irrevocable. This means that a donor no longer has access to the trust assets.

How to Plan for a Financially Secure Future
It may reassure you to know that many retirees live comfortably on a lower income than people who work full time.

Add Years to Your Retirement Income
Retirement can be the golden years—assuming your nest egg grows sufficiently. Today's retirees are retiring younger and living longer than ever.

For additional information on gift planning, contact Susan Damiani, Director of Gift Planning, at (718) 990-7562 or e-mail damianis@stjohns.edu