Benefits

What type of benefits does St. John’s offer?
St. John’s offers a rich array of benefits including:

  • a POS (Point of Service) medical plan through Oxford Health Plans
  • a choice of dental plans including a POS plan through Fiserv (formerly known as Benesight) and a DMO (Dental Maintenance Organization) offered through Aetna
  • and a 403(b) retirement plan with a choice of investments offered through TIAA-CREF, Fidelity Investments and MetLife Resources.

See our complete list of benefit offerings.

Who do I contact if I have a question regarding my medical, dental and other employee benefits? 
If you have a general question regarding employee benefits, you may contact Employee Benefits at (718) 990-BENE. For questions about specific claims, you will need to contact the carriers directly.

Who is eligible for benefits and when do my benefits become effective?
All full-time employees and certain employees on a reduced schedule (e.g.., “nine month employees”) are eligible for benefits. An employee’s benefits become effective on the first day of the month following the employee’s date of hire or on the first of the month if the employee’s date of hire is the first day of the month.

When can I make changes to my benefit plans?
You may change your benefit plan elections during our Open Enrollment Period (November and December.) Changes made during the Open Enrollment Period take effect on January 1.  Additionally, if you have a "Qualifying Event" (i.e., marriage, birth of child, spouse's loss of coverage with his/her employer), you may change your benefit elections by notifying Employee Benefits in writing within 31 days of the Event. Please call Employee Benefits for more details on Qualifying Events.

Note: You may be able to make changes to some benefit plans outside of open enrollment or absent a qualifying event. Please contact a Benefits Representative at (718) 990-BENE for further details.

Where do I access Benefits forms such as medical claim forms, flexible spending reimbursement forms, and salary reduction agreements for the retirement plan?
You may access these and many other benefit forms by visiting this Benefit Forms page on St. John's University Web site.

Where can I find group number information for our insurance plans, claim form mailing addresses, links to insurance carriers, and summary plan descriptions?
You may access this information by visiting this Benefits page on page on St. John's University Web site.

How do I request a medical leave?
You should first notify your supervisor of your intent to take a medical leave. After notifying your supervisor please contact the Benefits Office at ex: 2077 at least 30 days prior to the beginning of the leave if foreseeable. The Benefits Office will send the employee all appropriate paperwork that must be completed by the employee’s physician.

Additional information on leaves may be found in the employee handbook or in the leaves section of the Human Resources Policy Manual for Staff and Administrators(the policy manual is located on the Human Resources Intranet site). Faculty members may refer to the leaves section in the Collective Bargaining Agreement for further information.

How do I enroll in the University’s 403(b) Retirement Plan and/or how do I make changes to my plan if I am already enrolled?
You can enroll in the plan at any time by completing a Salary Reduction Agreement (located on the Benefit Forms page) and submitting it to the Employee Benefits Office. You will also need to complete an enrollment application for the carrier (TIAA-CREF, Fidelity Investments, MetLife Resources) of your choice. Links to all of our carriers website’s can be found on the Benefits homepage.

If you are already enrolled in the plan and you would like to change the amount you have deducted from your paycheck, you may do so by completing a new salary reduction agreement and submitting it to the Employee Benefits Office. Please note that you may only make changes to a salary reduction agreement once every calendar quarter.

If you would like to change how your money is allocated within the investment choices of your carrier, please contact your carrier directly. You may make  unlimited changes to allocations at anytime.

How much money can I contribute to my plan and does the University provide a contribution to my retirement plan?
You may contribute through payroll deductions a percentage of your before-tax salary, up to the IRS annual maximum limit.  For 2007, this amount is $15,500 if you are under age 50.  If you are age 50 or older, you can take advantage of the increased opportunity to “catch up” and contribute an additional $4,000 for 2007.  Rollovers from another employer’s retirement plan may also be allowed.

Upon completion of one year of service and attainment of age 26, employees are also eligible to receive a St. John’s University contribution of 10% of their base salary; provided employees contribute a minimum of 5% of their base salary to one of the plan options.  Employees that have at least one year of full time service at an accredited college or university are eligible for the St. John’s University’s contribution upon receipt in the Employee Benefits Office of a letter from the prior institution indicating dates of employment and full time status; provided employees contribute a minimum of 5% of their base salary to one of the plan options.

What happens to my benefits when my employment with St. John’s University ends?
If you leave the University your benefits will end at the end of the month following your last physical day worked (e.g. if your last physical day worked was November 14th your benefits would end November 30th). You may be eligible to continue your benefits at your own expense under COBRA. You will be mailed information regarding your COBRA rights from our billing company, Payflex Systems Inc. upon ending your employment with the University.

Retirement: If you meet the University’s criteria to be considered a retiree (please see the Human Resources Policy Manual for Staff and Administrators or the Collective Bargaining Agreement for Faculty) you may be entitled to continue your benefits at the University group rates at your own expense for as long as you wish. Please contact the Benefits Office at (718) 990-BENE to notify us if you will be retiring so we can provide you with further information concerning rates.